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Most real estate transactions are built around a lender. They don't have to be.
Traditional lending is so woven into the world of real estate that many buyers and sellers assume it is the only way to exchange property. But in the right situation, a lender-free transaction can be transformative.Exchanging real estate without a lender requires thoughtful navigation - the assurances a lender provides need to be accounted for, not ignored. But the upside is real: profit that would otherwise go to a bank is shared by the buyer and seller. It's an arrangement that empowers a buyer to live where they want to live, not where the market dictates. And it means mortgage payments that would otherwise flow to a distant institution instead fund a retirement, a college education, or a family's next chapter. This isn't a well-known path, but it is a precedented one. Fig Tree Housing is here to help you decide if it's right for you.
How It Works
"Lender-free" can sound intimidating. It doesn't have to be. Learn how a lender-free transaction compares to a traditional one.
For Sellers
A traditional sale isn't always the most profitable or rewarding sale. For some sellers, there is a more lucrative option that few consider.
For Buyers
An alternative approach can open doors into neighborhoods, price points, and properties that might otherwise be out of reach.About Fig Tree Housing
Fig Tree Housing is a project built on the belief that understanding your options is the only way to be confident you're choosing the right one. Its goal is to help buyers and sellers understand and navigate a possibility that most never learn is available to them. Where it makes sense, Fig Tree Housing helps design contract terms, connect buyers and sellers, and introduce the professionals who can realize a shared goal.
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